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Arkansas Extension Homemakers Council

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Section A
Welcome

Section B
History

Section C
Bylaws

Section C
Standing Rules

Section D
Officers and Chairs

Section E
Education Programs

Section F
Awards

Section G
County/Club Officers

Section H
Financial Affairs

Section I
U of A,  Extension

Section J
Legal Matters

Section K
Affiliation With Others

AEHC Insurance Policy

AEHC provides insurance coverage for members of the Executive Committee, Council committee members, and EHC members who participate in official business and meetings of the organization.

AEHC has an accident policy that covers the Executive Committee on official business of The Council. This is handled through action of the Executive Committee by the President. A copy of the insurance policy is provided an individual when elected to a position on the Executive Committee.

Members of various committees, such as program committees, and members attending various meetings, such as District Rallies, Board Meetings, the Annual State Meeting, State Program Workshop, etc., are covered on a per-trip basis through insurance obtained through the Cooperative Extension Service. The state Extension faculty person involved with the meeting notifies the business office before the meeting of the estimated number of participants, the dates, and the type of insurance needed. Following the meeting, the faculty member notifies the business office of the exact number who participated. At the beginning of each month, the business office notifies the faculty member of the charges to be paid. The statement is submitted through proper channels for payment by AEHC.

The insurance is secondary to Medicare and the insurance of the individual. This means a claim must first be filed with Medicare, if the person is eligible, and their own insurance. The remaining eligible charges will then be filed with the group insurance described above.

Activity Insurance

Accidental injury, sickness, or death insurance for AEHC members attending Extension-sponsored trips, tours, or similar activities is available through the American Income Life Insurance Company, Indianapolis, Indiana.

Three plans are available. The maximum benefit for each plan is as follows:

PLAN I
15¢ per day
per person

PLAN II
20¢ per day
per person

PLAN III
23¢ per day
per person

Each Accidental Injury
$500.00
$2,000.00
$3,000.00

Dental Expense
100.00
300.00
500.00

Each Illness
None
500.00
1,000.00

Specified Dread Disease
None
3,000.00
3,500.00

Accidental Death
1,000.00
2,500.00
3,000.00

Dismemberment (Ambulance Service is included)
3,000.00
6,000.00
7,500.00

For Losses Within 100 Days of the Accident which Cause the Loss of One Hand, One Foot, or Sight of One Eye
1,000.00
1,500.00
2,500.00

A minimum premium of $4.00 is required for each activity. To insure an activity, an application form must be submitted to the company at least one day prior to the effective date, giving the approximate number to be insured, the beginning date, and the number of days to be covered. At the end of the activity, a remittance form giving the actual number of participants along with the premium payment should be sent to the company. If a claim occurs, a completed claim report along with itemized statements should be submitted to American Income Life for payment.

To obtain the above insurance, contact your County Extension Agent - Family and Consumer Sciences. Note insurance coverage arrangements must be handled prior to the activity.